Tradelines typically report to all three major credit agencies (Experian, Equifax, and TransUnion) within 20 to 35 days after the necessary documents are submitted. Here’s the process:

1. Order Placement: Speak with your agent to place an order for your package or a single tradeline.
2. Documentation: Within 3 to 4 days after your order, you will receive the Reassignment Agreement, along with the details of the aged tradeline and the debt update letter.
3. Reporting: Once the finalized Reassignment Agreement and debt update letter are sent to the credit agencies, it usually takes around 30 days for the tradelines to appear as paid and closed individual accounts, depending on the processing times of the agencies.

Tradelines will appear on your credit report as accounts that include the following information:

• Account Type: This indicates whether it is a credit card, auto loan, installment loan, etc.
• Credit Limit: The maximum amount of credit extended on the account.
• Balance: The current amount owed on the account.
• Payment History: A record of on-time payments, late payments, and any defaults.
• Account Status: Whether the account is open, closed, or paid off.

Aged primary tradelines will show as paid closed individual accounts and can remain on your credit report for up to 10 years, contributing positively to your credit history.

If you have any more questions or need assistance with anything else, feel free to ask!

Our team is made up of experienced professionals who are dedicated to providing exceptional service. We work closely with our clients to understand their needs and provide tailored solutions that exceed their expectations.